Health Insurance

Core concepts behind health insurance plans, costs, and coverage options.

16 stories

Health Insurance

Deductible vs. Out-of-Pocket Maximum: Why These Two Numbers Shape Your Costs

Latest in Health Insurance

Health Insurance

Employer-Sponsored vs. Marketplace Coverage: Understanding the Key Differences

By Insurance Basics Editorial Team · 6 min · Sep 29, 2025
Health Insurance

Getting the Most Out of a Health Plan You Already Have

By Insurance Basics Editorial Team · 7 min · Mar 29, 2025
Health Insurance

HMO, PPO, EPO, and HDHP: Choosing the Plan Type That Fits Your Life

By Insurance Basics Editorial Team · 6 min · Feb 7, 2026
Health Insurance

Health Insurance Decoded: What Every Term on Your Plan Actually Means

By Insurance Basics Editorial Team · 7 min · Feb 28, 2026
Health Insurance

Health Insurance Myths That Cost People Real Money

By Insurance Basics Editorial Team · 6 min · Mar 31, 2023
Health Insurance

Health Savings Accounts Explained: How an HSA Works With a High-Deductible Plan

By Insurance Basics Editorial Team · 7 min · Jan 25, 2023
Health Insurance

How Health Insurance Works: A First-Timer's Complete Walkthrough

By Insurance Basics Editorial Team · 8 min · Dec 25, 2025
Health Insurance

In-Network vs. Out-of-Network Care: The Cost Difference Is Bigger Than You Think

By Insurance Basics Editorial Team · 6 min · Apr 18, 2024
Health Insurance

Open Enrollment Prep: What to Have Ready Before You Choose a Plan

By Insurance Basics Editorial Team · 6 min · Jan 26, 2026
Health Insurance

Preventive Care and Your Health Plan: What's Covered Before You Hit Your Deductible

By Insurance Basics Editorial Team · 8 min · Jul 17, 2025
Health Insurance

Reading a Summary of Benefits and Coverage Without Getting Lost

By Insurance Basics Editorial Team · 7 min · Aug 9, 2024
Health Insurance

Situations Where Picking the Lowest Premium Backfires

By Insurance Basics Editorial Team · 5 min · Jul 7, 2024
Health Insurance

Special Enrollment Periods: When You Can Change Plans Outside Open Enrollment

By Insurance Basics Editorial Team · 6 min · Feb 8, 2024
Health Insurance

What the Explanation of Benefits Document Is Actually Telling You

By Insurance Basics Editorial Team · 7 min · Feb 11, 2024
Health Insurance

Why Your Health Insurance Claim Got Denied — and What You Can Do About It

By Insurance Basics Editorial Team · 7 min · Oct 17, 2023

Top Writers in Health Insurance

Insurance Basics Editorial Team

Insurance Basics Editorial Team

Contributor